Life insurance rates and eligibility are subject to health history and underwriting guidelines. Not all applicants will qualify. For specific details of coverage see policy and rider forms ICC19-MSDT-10001/rider ICC19-MSDT-30001/ICC18-MSJV-10001/ICC19-MSSR-10001 and state variations. Life insurance is underwritten by American Family Life Insurance Company (6000 American Parkway, Madison WI, 53783) and sold by Homesite Insurance Agency, a licensed life insurance producer. These policies are not available for sale in NY. American Family Life Insurance Company is not licensed in NY.