Protect your unit and belongings by getting customizable condo insurance today. Your needs are unique. We offer additional coverage options.
Condominium owners often think they don’t need condo insurance. After all, in most cases you aren’t required to insure the actual structure or even the roof of your condo. Yet, you are responsible for damages to the inside of your unit, and you still need to protect your belongings. Condo insurance provides an affordable solution for doing both.
Condo insurance is a policy designed for the unique circumstances of owning a unit in a condominium building. It helps pay for the cost of interior repairs to your unit and replacing your belongings if they are stolen or damaged by fire, vandalism, theft, or other risks.
Condo insurance covers many of the same risks as homeowners insurance, including:
Your personal possessions
Covers damage, destruction or theft of your personal property.
Pays for loss settlement and legal fees in the event that an insured party causes bodily injury and/or property damage to others.
Loss of use
Reimburses you for living expenses that exceed your normal living costs if you cannot live in your home due to a covered loss.
Medical payments to others
Pays for medical bills when someone is injured on your property, regardless of fault.
Identity theft protection
Covers up to $15,000 of expenses you incur as a direct result of identity theft.
Personal injury protection
Protects you against claims of libel, slander, and invasion of privacy under your homeowners insurance policy.
Coverage for valuables
Offers open perils coverage for your valuable items such as jewelry, furs, cameras, musical instruments, silverware, fine arts, and golfer’s equipment.
Increased limits on personal property
Extend personal possessions coverages beyond the standard limit.
Protect your pocketbook and your property by getting condo insurance quote from Homesite today.