Rest easy knowing that your kids, spouse and loved ones will have some financial protection if you were to pass away (with Life Insurance underwritten by American Family Life Insurance Company.)
Designed with affordability in mind, Term Life Insurance offers protection for a set period of time — for instance, a 20-year term. During the set time frame, or term, of your policy, premiums and coverage amounts do not change. Available in coverage amounts of $50,000 to $500,000, this product offers additional options that you can choose to build a life policy that meets your needs. For example, it offers the ability to convert to a permanent policy in the future without answering additional medical questions if the conversion option is exercised during a specified time period. * You may also want to consider adding the Premium Waiver for Disability Benefit Rider for an additional cost. This rider waives your premiums should you become totally disabled in the future (subject to rider terms and conditions).
* Term Life Insurance policies allow you to convert to a permanent policy after the policy has been in effect for two years. The conversion eligibility period ends on the policy’s 10th anniversary date, or the policy anniversary on or directly after the primary insured’s 65th birthday, whichever is first.
Children’s Whole Life Insurance from American Family Life Insurance Company offers protection that can last a lifetime and is a simple way to help your children protect their own financial future. Purchasing a policy for your child now, at a young age, likely means lower premiums and more time to build cash value. In addition, the Guaranteed Purchase Option included with every Children’s Whole Life Insurance policy allows the policyowner to buy additional life insurance at certain times in the future when their needs change, regardless of health changes.*
* Subject to policy terms and conditions. The Guaranteed Purchase Option may be exercised only at specified dates and life events and is subject to benefit amount limitations. See policy for additional details.
A Senior Whole Life Insurance policy from American Family Life Insurance Company is a simple way to provide your loved ones with some financial protection to help with things like your final expenses. Available in coverage amounts of $10,000 or $15,000, this policy provides lifelong protection* with premium payments that will remain the same regardless of changes in health or age. Plus, the policy builds cash value. Designed with simplicity and affordability in mind, the protection you may need could be more affordable than you think.
*Subject to policy terms and conditions, including items like timely payment of premiums.